When a loved one dies or a marriage dissolves the remaining partner is left in with an unexpected transition. Your mind is filled with a mix of new responsibilities and uncertainty coupled with grief and sorrow. What do I do now? Where do I start? Do I have enough assets to meet my prior goals? Will I have to sell my home? Do I have the right investment strategy? Do I even have an investment strategy? How can I get things back to the way they were?

As a corporate executive, you are asked to manage large groups of people in remote locations, travel to visit existing and potential customers, answer countless emails and phone calls, and of course keep the boss happy. The demands of the position leave little time for you to effectively deal with your increasingly complex set of compensation and employee benefits. Questions swirl through your mind as you board yet another plane. What employee benefits should I sign up for? How much should I be putting into my 401(k)? How should I allocate the funds that I put into the plan? What about my stock options, restricted stock, and employer stock purchase? Did I miss the deadline to sign up?  How can I manage a global team and not be able to balance my check book?

You’ve worked in the same industry for decades, diligently saving for day when working life comes to a close and retirement begins. As the day comes closer your thoughts turn to questions. Do I have enough money to retire? How can I make my investments look like my paycheck? Do I really want to stop working altogether? How will I fill my time? How can I continue to utilize my talents, while freeing up some of my time? Are my investments allocated correctly for this stage of my life? When should I start taking my social security and why does it matter? How can I monitor my progress and stay on a plan? Do I even have I plan?